Discover 5% cash back – 2nd quarter bonuses

Registration for the Discover it second quarter 5% cash back bonus category is now open, and this one is the fastest and easiest category to hit the maximum amount of the cash back bonus (which is capped at $1,500 in spending each quarter). The 5% cash back category is Home Improvement stores:

Discover cash back


If you spend a lot of money at Home Depot or Lowe’s, great. However, if you don’t, here’s another clever way in which you can simply get 5% cash back on anything else you want.

Gift cards at Lowe's


I visited a Home Depot store and couldn’t find any gift cards other than Home Depot’s, but there is a ton of gift cards at Lowe’s for many retailers, including gas stations, restaurants, Amazon, Starbucks, etc. So if you don’t have a large home improvement project coming up, you can simply stock up on gas, restaurants or other cards to retailers you frequently visit, and by purchasing them at Lowe’s using your Discover it card, you are effectively getting 5% cash back on each dollar you spend up to the maximum $1,500 for the quarter. 5% cash back on $1,500 is $75 in free money.

I personally plan on buying primarily gas cards, since I know me and my wife will certainly spend money on gas no matter what. At today’s $4 per gallon prices, it’s basically saving $0.20 per gallon.

You can apply for the Discover it card here and get it with plenty of time to sign up and start taking advantage of this bonus category.



Disclaimer: We do receive a commission if you’re approved for this card by using our link above. As always, your support is truly appreciated and we thank you for reading our website. 

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