Paying my taxes online and earning miles for it

A few months ago we wrote about a way you can earn Delta miles for paying your federal income taxes. After finally completing my federal income taxes using TurboTax, it was time to pay my balance due. I purposely underpay my taxes each year so I don’t give the IRS an interest-free loan, so earning miles on top of it is the icing on the cake.

Paying your taxes with a credit card is expensive because of the fees, but there is a payment service called that lets you use a debit card to pay your balance due and estimated tax payments, and they charge a flat fee of $3.49 per payment, which is well worth it if you’re earning a bunch of miles on a single payment, which is what I planned on doing. I have the SunTrust Delta debit card, which nets you 1 Delta mile for every dollar spent. Last year this card offered 30,000 Delta miles as a sign-up bonus, but it is currently offering only 5,000 miles and a not-waived $75 annual fee.

As soon as I completed my return, I went to the site and selected the Make a Payment option under personal taxes.

PayUSA tax

Then selected “Pay your 1040 Balance Due Tax Year 2012” and filing location (U.S.):

PayUSA tax

On the next screen, enter the amount you owe, and fill out your personal information.

Then on the next screen, select your payment method as Debit Card.

Paying taxes - debit card

On the final screen you will be able to review all your information. Make sure your SSN is correct and so is your Total Payment Amount. The total payment will have the added $3.49 flat fee (which is tax deductible) and the payment will be posted by the IRS on the same date and time that you receive a payment confirmation from

PayUSAtax payment confirmation

Immediately after I submitted my payment I received a confirmation screen where you can print all the details, and I also received an email confirmation for the payment. The process was extremely easy to follow and very efficient. Nothing like earning free miles for something you have to do anyway.



DISCLAIMER: The information on this website should not be used in any actual transaction without the advice and guidance of a professional tax adviser who is familiar with all the relevant facts.

Although the information contained here is presented in good faith and believed to be correct, it is general in nature and is not intended as tax advice. Furthermore, the information contained herein may not be applicable to or suitable for the individuals’ specific circumstances or needs and may require consideration of other matters. assumes no obligation to inform any person of any changes in the tax law or other factors that could affect the information contained herein.

IRS Circular 230 Disclosure

Pursuant to the requirements of the Internal Revenue Service Circular 230, we inform you that, to the extent any advice relating to a Federal tax issue is contained in this communication, including in any attachments, it was not written or intended to be used, and cannot be used, for the purpose of (a) avoiding any tax related penalties that may be imposed on you or any other person under the Internal Revenue Code, or (b) promoting, marketing or recommending to another person any transaction or matter addressed in this communication.

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